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Walsh County Press
Park River , North Dakota
September 4, 2013     Walsh County Press
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September 4, 2013

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SEPTEMBER 4, 2013 THE PRESS PAGE 5 Ill II - I By Wayne Trottier , Rep. District 19 BISMARCK, N.D. -- During the 2013 leg- islative session, I received some calls from par- ents, concerning student loan programs. ., Since that time, there has been a major ., change in the Federal Direct Subsidized and Unsubsidized loans. A few years ago, the federal government took over the student loan program from the banks, and made it a direct loan from the gov- ernment. (however, North Dakota, having the -, only state owned bank, does have a separate ;, program of their own) On August 9, 2013, President Obama signed into law the Bipartisan Student Loan Certainty Act of 2013. The following is a short detailed descrip- tion of the federal program: l) Undergraduate students--will have a fixed interest rate of 3.86%. Prior to July l, the interst rates were either 3.4% for subsidized loans or 6.8% for unsubsidized loans. 2) Graduate and professional students-- will have a fixed interest rate of 5.41%. Pri- or to July l, the interest rate was 6.8% 3) Graduate PLUS and Parent Plus loans (for parents and graduate/professional students) will have affixed rate of 6.41%, Pri- or to July l, the interest rate was 7.9%. The following key points should be con- sidered about this change in law: 1) This applies to all Federal Direct Loans made by the Department of education. 2) It has no impact on any Federal loan taken out prior to Julyl, 2013 3) On July 1 of each year, interest rates will be determined for new loans and this rate remains fixed for the life of the loans. The Bank of North Dakota recommends that the Federal Direct Loans should be a stu- dent's first choice for financing their higher ed- ucation, because they offer benefits not avail- able in alternative loan programs: l) Almost every student qualifies for a Direct Unsubsidized Loan, regardless of par- ent's income one is 2) Some students qualify for a Direct Subsidized loan, which means the interest is paid by the Department of Education while they are attending school (al least half time) and during authorized periods of deferment after they leave school. 3) Federal Direct loans qualify for a number of different Federal loan forgiveness programs. 4) Flexible repayment options including income-based repayment 0BR). IBR payment amounts are determined based on your loan balance, household income and family size. My intentions were to compare the feder- al program with the Bank of North Dakota in this article, however, this is getting too long already. Therefore, I will follow in next weeks report on the Bank of North Dakota's student loan program. (keep a copy of this report to compare) Until next week, have a good day and God Bless!! Contact:, 701-587 5040, Cell 701-238 0763 By Bob Hagen up our God given freedoms. The PARK RIVER, N.D.- I was 1st and 4th amendments are rou- very surprised at the recent front tinely ignored in many areas of page story of Saturday, August 24 our nation and who's to say that in the Grand Forks Herald entitled someone who has a differing "Top Contender." Why do we as opinion will not be labeled a ter- a free people need drones in our rorist? skies? We don't need them. This In closing I for one am totally is just another step in turning our against these flying intruders to once great country into a our free way of life. And why do "1984"type police state. The use of drones in war the- Governor Dalrymple and Lt. atres around the world is know Governor Wrigley want these and very scary. We hear about the here in North Dakota? Is it for evils of"nerve gases" used in Syr- more jobs or to be part of the out ia yet it's okay to fire hellfire mis- of control government? Let's siles from 30,000 feet to kill so watch our people in government called terrorists and many times and all they do. Please wake up innocent people. North Dakota now! I am amazed at how brain- Editor's Note: Hagen is from washed we have become to give Park River, N.D. e i By Brian O'Toole on. CRYSTAL, N.D.- Let's start with that load Congratulations on your new of wheat you just sent to :; position with the wheat town after helping your wife , thing. I get that a lot. The ti- roll the tarp over it. This load tie I recently have acquired may be the one that just is the secretary/treasure for keeps going to feed a hungry U.S. Wheat. I, like most of world, or it might stay state- us, tend to rely on the fact side to feed our own grow- " that things get done and not ing population. The missus ' dwell on the mechanics of came back with a few ques- what it takes to do it. I think tions for you. Honey, she that with the help of my says, I sold that load like we daughter, Allison Olimb, discussed, but you said we and the Walsh County Press, should get $7.00 a buslael, I will attempt to educateand my math comes up with :: our young farmers withonly $6.45 a bushel. Where hopes of cultivating their is the difference? Well dear, knowledge of our wheat in- this wheat was not quite dry dustry, enough for storage so we This is the harvest season, were docked for shrinkage so let me start with the fact and charged a drying fee. that every second load that The protein was a little low r- left the field will not stop un- on that load so we were til it reaches a foreign coun- also discounted for that, and Now the questions : :the last discount appears to should start to roll in. Who's be for having a few weed buying our wheat? How do seeds in the load. You feel they know what kind of proud of yourself for firing quality our crop has thisoffthe quick answers to the year? What do they make large discounts on this load, with it? How will we get it and then she pulls the rug out ;l to them? How can we be from under you with the sure we will get paid for it? next question. What is this These are just a few of the penny and a half fee for? I'm questions that are unaskedsure your answer would go and are a part of the me- like this: "Well, that is a .f chanics of this wheat in- commodity check-off fee. if dustry we tend to not dwell All commodities have that," ...... -, .,,~ x~L Photo: Submitted Above: Brian O'Toole was elected as an officer of U.S. Wheat Associates at their win- ter meeting. He took office this July. L-R: Alan Tracy, President; Brian Oq'oole, Secre- tary-Treasurer; Darrell Davis, Past Chairman, Randy Suess, Past Chairman (2012-13); Roy Motter,Vice Chairman; Dan Hughes, Chairman. you say hoping that answer ways you could not duplicate have to agree to this study, would satisfy her curiosity, by putting it in your pocket, but you would have a hard and the question of who Our U.S. Wheat studies will time convincing anyone you gets it and what do they do tell us that this small invest- could put this small amount with it, would not follow, ment would return 30-plus to work any harder for the This penny and a half cents per bushel back to the wheat industry by keeping it will go to work for you in local farmers. You don't in your pocket. I'm Brian O'Toole, I packed by your front door. would have answered the Yep, I was elected to this cent and a half question the board, in just four short same way our proud farmer years of the one meeting did, but curiosity got the per year-- absolutely no re- best of me and my local grets. Questions I never county extension agent start- even considered were now ed me on the long road to the giving me the answers of proper answer. Randy what this penny and a half Melaas, who has since was doing for wheat farmers. passed away, came to me The North Dakota Wheat one winter and asked me if Commission is one ofnine- I would be the county rep- teen states that collect a resentafive for the wheat in- check off to put to work for dustry in Pembina County. our area farmers to promote At the time I was on the state domestic and foreign mar- crop improvement and seed kets, the bulk of these funds association, and I askedstay right here to help de- Randy what this positionvelop varieties and farming entailed. "Oh, one meeting practices that are used by a year, usually in the winter area farmers to increase their when the crop is done," he income per acre. My dad said. Sounds simple, I'll do said it best, "wheat may not it. Each cqmnty has a repre- be the best game on the sentative. These counties table, but it will always be in .... af'd livided into Six districts our rotation. When wheat across North Dakota. \These prices are down the farm will districts are determined by generally suffer." the wheat bushels they gen- There is a lot to digest in crate. Some districts are rep- this cent and a half question, resented by a large amount tune in next week to follow of counties; only five repre- your check off around the sent mine. These districts globe. will elect one county repre- Editor 's Note: 0 'Toole sentative to sit on the North of Crystal, N.D. recently Dakota Wheat Commission was elected an officer oJ Board. What Randy failedU.S. Wheat Associates and to tell me was, if elected to took the office of secre- this board keep a suitcase tary/tresurer this July. =r [;i -i .-f "S( "L, i F ! i i ! i i ) ;i HELP WANTED NORTH DAKOTA FARMERS Union has an opening for a Coop- erative Specialist. The Coopera- tive Specialist is responsible for cultivating and growing relation- ships between NDFU and coop- erative boards of directors and managers, assisting in the pro- motion of cooperatives, educating cooperatives on the benefits and services provided by NDFU, mon- itoring the financial status, viability and financial health of the coop- eratives and conducting various training activities. The position is office based with day, evening and weekend work with extensive in- state travel. Farmers Union offers competitive wages, excellent ben- efits and a friendly work environ- ment. Please e-mail your resume and cover letter to For more in- Excellent salary, 401K, BC\BS, va- cation, acreage bonus. Call Scott, (701) 848-6172. emaih fuoilken- timates. Traveling N.D. Septem- Denver, CO 80201. MineralAs- ber. (605) 890-0539., (877) 754- 3111. COMMERCIAL PROPERTY FOR RENT BUILDINGS FOR SALE CONSTRUCTION / FIELD TILE installation contractor looking for NOW RENTING COMMERCIAL STEEL BUILDING, BUY LOCAL. dependable individuals for sea- PROPERTIES: in Steele, ND, 30 Build This Year! Turn Key Avail- sonal or full-time employment, minutes E of Bismarck on 1-94 able. 40'x80', 70'x100', 80'x180', Must have equipment operating renting office space with housing. 120'x200'. Will Build to Suit. Free skills. Kingdom Construction (701) Several options. (701) 475-2133. Quote. Call Wane (701) 365-8509 341-0454. HOMES FOR SALE or (800) 741-9262. WATER PLANT OPERATOR po- sition - The City of Langdon is taking applications for a water plant operator. Experience with water treatment, wastewater col- lection, wastewater treatment and water distribution a plus. Applica- tions will be accepted until August 29. Applications are available at City Hall, 324 8th Avenue, Lang- don, ND 58249 or call for infor- mation at (701) 256-2155. HOME FOR SALE Elgin, ND, Split Level, 2244 sq. ft., 3 bedroom, 2 bath, fireplace, steel siding, 2 stall attached garage, 0.46 acres. Call (701) 584-2485. HOUSE FOR SALE: 3 bedroom ranch w/double garage. Many ap- pliances, in Carrington, ND. Very nice, clean, move in ready. Cando Real Estate, (800) 993-4307 or REAL ESTATE FOR SALE RANCH - 740 ACRES located in beautiful B.C. Canada. Quiet, ex- formation, go to . PLmfg OF COOPERSTOWN now opportunities.php hiring Full-time CNC Machinists. No experience: starting wage AGRONOMY LOCATION MAN- $12.00/hour. With experience: AGER. Large cooperative in NW starting wage depends on experi- North Dakota with agronomy sales ence. (701) 797-2881. Nice bene- cellent summer pasture, hay. Bor- at location over $10 million. New fit package, clean air-conditioned ders on lake. Water rights, good Chemical warehouse, new appli-shop, great community! buildings. Email cation equipment. Excellent ben- Phone (250) efit package, salary DOEwith very LOOKING FOR DRILLING rig 694-3540. generous incentive program, journeyman electrician and diesel Please send resume to John mechanic, jobsite in Alaska. Call FOR SALE: 8,000 sq ft Shop in Salvevold, Horizon Resources for details (907) 283-3567. Killdeer, 4- 65' bays, 3200 sq ft of 317 2nd StW, Williston ND 58801. living quarters, 7 bdrms, 1 office. H & H ELECTRIC, Inc. a local es- $1.1 million. Call (970) 234-3088. DIRECTOR AND/OR OFFICE tablished electrical company in MANAGER wanted: Good with Williston, ND is seeking Journey- NORTH DAKOTA FARMLAND people and organization. Knowl- men and Experienced Apprenticevalues are at all time highs! Con- edge in budgeting, grant applica- Electricians. Oil & gas industry ex- tact Kevin Pifer (701) 238-5810 tions, bookkeeping. Send resume perience a plus! Competitive pay ( for Free or write for application to: chris_ar- and benefits. (701) 774-1001. Farmland Valuation Land Auctions or Arrow Tran- & Farmland Management Serv- sit, 111 4th St. W, Lemmon, S. WANTED TO BUY ices. Dak. CLASSIC CARS FOR SALE FULL-TIME SALES AGRONO- MIST and Custom Applicator po- sitions open at FU Oil, Kenmare, ND. Growing company with newer equipment and fertilizer plants. 1941 WILLYS CONVERTIBLE, p/s, p/b, p/w, p/doors, 390 hp, 420 ft. torque, call Mark (701) 255- 6729 for complete build sheet and questions. Ad only runs twice. AUCTIONS ABSOLUTE AUCTION. LYNDA Stitt Estate. Saturday, Sept. 21, 2013, 10:00 a.m. MDT. Elgin Com- munity Center, Elgin, ND. Col- lectibles and antiques. View on Facebook. Weston Dent Auction & Clerking. MISCELLANEOUS FOR SALE LOOKING FOR THE most com- plete listing of ND Media? ND Me- dia Guide. Only $25! Call (701) 223-6397, ND Newspaper Asso- ciation. A 25-WORD AD costs only $150. Runs in every North Dakota news- paper. What a deal! Contact your newspaper to place your ad. MISCELLANEOUS WE MAKE IT easy to place an ad SERIOUS BUYER. Gas/Oil Ad- WANTED: MINERAL INTER- in one or all 90 North Dakota vertising Signs & Related Items, ESTS/Oil & Gas Leases- Experi-newspapers. One order, one bill, Most Antiques, Old West, Indian enced Family Owned Oil Produc-one check. We provide the ad de- Items, Beadwork, Quillwork, Guns, tion & Exploration Co. We'll Help sign and tearsheets. Call the North Spurs, Saddles, Chaps, Gain- You Monetize Your MineralAssets. Dakota Newspaper Association, bling, Weapons, Knives, Free Es- Send details to P.O. Box 8946,(701) 223-6397. ) i ; "