.... THE WALSH COUNTY PRESS ° WEDNESDAY, MAY 18, 2016 Pase 3
Walsh County
Spotlight
The merchants below are
proud to announce:
Sunshine Hospitality Home
WalshTeam Meeting, Park River
Team Walsh County of the Sunshine
Hospitality Home will meet Wednesday,
May 18 at 5:00pm at the Alexander House,
Park River. Food & refreshments will be
available. Volunteers from Park River,
Grafton, Minto and Walsh County areas are
welcome to attend to learn how they may
help this cause. For more info aboutTeam
Walsh County, contact Mandi Johnson at:
dr.mandi.johnson@outlook.com
COUNTY
Park River
PO Box 49
Park River
titan 301 County Road 12B
Park River
Implement
AUTO PA__ RTS 2841631 6
Park
Adams ~ 944-2231
Grafton 352-3668
T I N TEO Michigan 259-2112
' Bank & Insurance Hoop-le ~ 894-6123
Crystal ~ 657-2168
110 4th St. E
Park River
Jim's Super Valu
101 3rd St. W
Park River For all your dinner needs!
"Where Quality is Standard"
RESIDENTIAL & COMMERCIAL
NEW WORK OR REMODEL
EMERGENCY SERVICE AVAILABLE
Call 701 - 331 l 15 79
Scott Wedel, Owner
saelectric. 14@g mail .com
6625145 Ave. NE 6rafton, ND
COURT
Park River, ND
and 2 Bedroom A
*Income Basq
*ALL Utilities Paid
*No Steps
*Laundry on Site
Call Katie @ 701-331-2939
-Walsh County Veterans Service Office
Can veterans get i
Questions i'evolving around hearing aids are among the most com-
mon items that advocates discuss with veterans. The souring costs of
assistive hearing devices over time has rendered some veterans inca-
pable of being able to atIbrd the cost. In an attempt to try and make
this processclear the main question that needs to be answered is: As
veterans who can get hearing aids and what does that process look
like?
The best starting place for veterans to get hearing aids provided to
them is through their VA healthcare provider. Veterans who are en-
rolled in the VA healthcare system can go to their primary care physi-
cian at VA clinic or VA medical center and ask to get a referral to
audiology for hearing aids. The doctor will probably have your. ears
cleaned and then if necessary they can provide a reconamendation to
have you go to Fargo to start the process of testing of your hearing.
The next option for veterans is for those veterans that are service
connected at 0% or above for a hearing condition or 10% or above for
any condition. These veterans can receive hearing aids from the VA
directly. Those service connected veterans do not need a referral and
can call and schedule themselves for an appointment through the
Fargo VA audiology.
The last resort for veterans is :'through a grant program that the
North Dakota Department of Veterans Affairs has to provide hearing
aids to veterans with low income. This grant program is available to
all veterans that qualify based off of their financial situation.
The Walsh County Veterans Service Office remains dedicated to
assisting veterans with this process and providing information and
guidance to you and your dependents. Please reach out and call the
Walsh County Veterans Service Office at 701,352-5030 or stop by
for a visit at 638 Cooper Avenue Suite 5 Grafton, ND 58237. Thank
you for your service.
Chris Kratochvil * WaLsh County Veterans Service Officer
Administrative Building, 638 Cooper Ave Ste 5, Grafton
By Jim Miller
Dear Savvy Senio
l'm approaching 65 and am in-
terested in a Medicare Advantage
plan to cover my health care and
medications. What tips can you
provide to help me pick a plan?
Medicare Shopper
Dear Shopper,
miums and deductibles. Compare
the maximum out-of-pocket costs
plus the copays and coinsurance
charged for doctor office visits,
hospital stays, visits to specialists,
prescription drugs and other medical
services. This is important because
if you choose an Advantage plan,
you're not allowed to purchase a
Medicare Advantage plans have Medigap policy, which means you'll
become increasingly popular among be responsible for paying these ex-
retirees over'the' 10 y ars aSI' e'n Ses out of your: own pocket.
more than 30percent ofMediea ...... 'cdvei i e" Checi the'glan's
participants are now enrolled in ah o ........
• " formulary - the.list of prescription
Advantage plan: Here are some
tips and tools to help you pick a plan drugs covered - to be sure all the
medications you take are covered
that fits your needs, without excessive co-pays or re-
First, let s Start with a quick re: quirements that you try less expen-
view. Medicare Advantage plans
(also known as Medicare Part C) are sive drugs first.
govermnent approved health plans Dental, vision and hearing: Some
sold by private insurance companies Advantage plans come with dental,
that you can choose in place oforig- vision and laearing benefits, but are
inal Medicare. The vast majority of often limited. Get the details on what
Advantage plans are naanaged-care exactly is covered.
policies sucla as •HMOs or PPOs that Coverage while traveling: Most
require you to get your care within Advantage plans limit you to using
a network of doctors, in-network doctors only within a
If you join an Advantage plan, the
plan will provide all of your Part A
(hospital insurance) and Part B
(medical insurance) coverage. Some
plans even offer extra benefits like
vision, dental and heating, and most
plans include Part D prescription
drug coverage too.
You also need to know that the
monthly premiums for many Ad-
vantage plans are cheaper than if you
got original Medicare, plus a sepa-
rate Part D drug plan and a Medigap
policy, but their deductibles and co-
pays are usually higher. That makes
these plans better suited for health-
ier retirees.
service area or geographic region, so
find out what's covered if you need
medical care when you're away
from home.
Out-of-network coverage: Check
to see what's covered if you want to
see a specialist in a hospital that is
not in a plan's network. You can get
a list of doctors and hospitals that
take part in a plan on the plan's web-
site.
Retiree benefits: If you have
employer-based retiree health cov-
erage, be sure you speak with the
benefits manager, because signing
up for Medicare Advantage may
void your coverage.
How to Pick How to Enroll
To help you pick a plan, a good Once you've selected a plan you
first step is to call the office man- can enroll either on the
agers of the doctors you use and find Medicare.gov website, over the
out which Advantage plans they ac- phone at 1-800-MEDICARE, di-
cept, and which ones they recom- rectly with your chosen plan or
mend. Then go to the Medicare Plan through an insurance broker.
Finder tool at Medicare.gov/find-a- If you need some help choosing
plan and type in your ZIP code or a plan contact your State Health In-
your personal information to corn- suranceAssistance Program (SHIP)
pare health plans with drug cover- at Shiptacenter.org. Also see the
age in your area. HealthMetrix Research Cost Share
This tool also provides a five-star
rating system that evaluates each Report atMedicareNewsWatch.com
plan based on past customer satis- that lists the best Advantage plans
fiaction and quality of care the plan based on health status.
delivers. When comparing, here Sendyourseniorquestionsm:SavvySenio~;
are some key points to consider: Pc), Box 5443, Nonmm, OK 73070, or v~sit &nvv-
Senioroty. Jim Miller is a conOibulor to the NtJC
Total costs: Look at the plan's
en- ~)a,v sho~, and author of "The Samy Senior"
tire pricing package, not just the pre- book
Photos: Submitted
Left: Darde Seboe-Einarson. Right: Jeremy Curran
CAVALIER, N.D. -- Einar- She is excited to serve Pembina,
son Law Office, PC has opened an Cavalier and Walsh County and to
office at 119 Main Street West in expand her firm to offer more
Cavalier. Einarson Law Office, varied services. She is licensed to
PC's principal office location is at practice in Minnesota and North
640 Hill Avenue in Grafton. Cav- Dakota.
alier hours are currently Mon- Einarson isjoinedbyCrookston
days and Wednesdays. More ex- native, and North Dakota lawyer,
panded hours are available at the Jeremy Curran. Mr. Curran has
Grafton location, been with the firm since Decem-
The firm currently has two at- ber of 2014. He has practiced ex-
tomeys, Darcie Seboe-Einarson tensively in the family court area
and Jeremy Curran. They areand hopes to focus more in the area
hoping to announce the addition of of criminal defense while in Cav-
an additional attorney soon. alier. Curran is presently licensed
Seboe- Einarson was born and in ND and will be certified in me-
raised in Park River, North Dako- diation this month.
ta. The finn accepts cases in the ar-
Darcie has focused for the past eas of divorce, custody, wills and
many years on family practice planning, real estate, criminal de-
matters. Seboe-Einarsonis acer- fense, mediation, guardian-
tiffed mediator and also serves as ship/conservatorships and juvenile
the municipal judge in Grafton. court services.
What are you celebrating?
Let us help share your excitement.
Charges apply for open house invitations.
That "Dabble" along for Dell's party
Was a real exciting day
Getting cards, seeing people
and phone calls
Deserves a thank you, I must say
Oh, how the time does fly :,
With stories told and pictures of the past
Made lots and lots of memories
That will always last and last
The biggest surprise of all
Were those who came from far away
The Shindele's, .Dahlby's, Hankey's, Jean,
May's, Jane, Mary Jo, and Judy
Which made this a very special
"Happy Birthday"
I can't forget my nieces
Who worked hard and planned
this 90th party
And also, a gracious thanks to all
who came
Making this go down in history
Again, thanks to everyone
God love you all,
Adele Hankey
Correction: The ending of the Savvy Senior column
from last week was cut off. The remainder of the article
is printed below:
Another good option to check portant appointments.
out is the Claris Companion (Clar- Claris Companions are 10-
isCompanion.com, 866-284- inch Android tablets that havebig
4939), which offers Wi-Fi and 4G buttons and text to only essential
tablets that costs $549 and $649 functions. They come in a thick
respectively, plus a $29 and $49 bamboo frame, with a charging
monthly subscription fee. stand that prop them up, and can
These tablets are designed be customized to fit your mona's
specifically tbr elderly seniors liv- needs and abilities. Claris also of-
ing at home so their family can fers a lower cost tablet option for
connect with them socially via $349 and an Android app for
video calls, email, text messages $29.
and photos. It also gives care- Send you/" senior questions to." Savvy
givers the ability to receive alerts Semo,; PO. Box 5443, Norman, OK 73070, or
and monitor compliance with visit Saw,vSenioJ:otg. Jim Miller is a con-
tributor to the NBC Today show and author
medications, treatments, and ira- of"The Savvy Senior" hook.
Any time you have a correction to report, please call the
Press at 284-6333. Everyone makes mistakes, we are
happy to fix ours.
Your Professional Prescription Service
We offer . Mail-Out Prescriptions, Delivery Service, Blood Pressure Screening, Photo Kiosk,
10% off Sr. Citizen Discount, Zoovio Video Dealer, Gifts, Hallmark Cards, Drive-up Window
Ye Olde Medicine Center
Park River. 701-284-7676
Drayton Drug
Drayton. 701-454-3831