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Walsh County Press
Park River , North Dakota
April 9, 2014     Walsh County Press
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April 9, 2014

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APRIL 9 r 2014 THE PRESS PAGE 5 ND Center for Tobacco Prevention and Control: Smoke-free apartments Protect residents from secondhand smoke dangers BISMARCK, N.D. -- The North Dakota Center for Tobac- co Prevention and Control Poli- cy (the Center) is launching a pub- lic education campaign aimed at raising awareness of the dangers of secondhand smoke in multi- unit housing. The campaign en- courages implementing smoke- free housing policies to protect all tenants from secondhand smoke exposure. The dangers of secondhand smoke are well documented, which is why comprehensive smoke-free laws like North Dako- ta's are becoming more common across the country. People recog- nize the importance of eliminat- ing secondhand smoke from pub- lic places, but smoke in apartment buildings is just as dangerous and a large percent of North Dakota's population remains un- protected. According to recent studies, secondhand smoke in apartments can travel through ventilation systems, pipes, electrical outlets and even walls, affecting nearly 29 million Americans who don't smoke, but live in an apartment or condo. Within minutes to hours, secondhand smoke is absorbed into walls, floors, carpet and oth- er household surfaces after being exhaled. "In 2012, North Dakotans passe d a smoke-free law that protects people from toxins of sec- ondhand smoke in indoor public places and .workplaces, but a good portion of our population re-. mains unprotected," said Jeanne Prom, executive director with the Center. "In North Dakota, 24 percent of residents live in apart- ments and many of these residents continue to be exposed to sec- ondhand smoke?' , The 2006 Surgeon General's Report concluded that separating smokers from nonsmokers, air cleaning technologies and venti- lating buildings does not eliminate smoke because conventional air cleaning systems cannot remove all the poisons, toxins, gases and particles found in secondhand smoke. Heating, ventilation and air conditioning systems also make preventing exposure diffi- cult because they can distribute secondhand smoke throughout a building. A growing body of evidence suggests that even after second- hand smoke has dissipated, its dangerous effects remain. Third- hand smoke poses an additional threat to residents of apartment buildings that allow smoking. Thirdhand smoke is the residue left behind after secondhand smoke, and it clings to carpet, counter tops and walls. According to Berldey Lab, it creates negative health effects for .years and be- comes more toxic over time. Household cleaning methods like vacuuming, dusting and ventilat- ing the unit have not proven ef- fective in removing the contam- ination. "Because of secondhand and thirdhand smoke, smoking in multi-unit housing presents many health risks to present and future multi-unit housing residents," said Prom. Prom also said it's important for landlords and apartment man- agers to be aware of the costs as- sociated with allowing smoking in their buildings. "Smoke-free mul- ti-unit housing is not only the best policy for residents' health, it also saves money for apartment managers who would otherwise have to replace carpeting and other materials." A study released by the Cen- ters for Disease Control and Pre- vention (CDC) reports that the es- timated annual cost savings from eliminating smoking in all U.S. subsidized housing would be $521 million a year and a savings of $108 million in annual reno- vation expenses and $72 million in annual smoking-related fire loses. The Center is encouraging people to talk with their local pub- lic health unit to learn more about smoke-flee multi-unit housing in their communities. For more in- formation about secondhand smoke risks in multi-unit housing, or if you are a landlord and are in- terested in learning how to make your building smoke free, go to www.smokefreehousingND .tom Grafton Floral for all your floral needs Located east of Hardee's Think Spdngl (' t, a,,,oa, o, ,,,,,,, ,u,n /94-6 FREE ESTIMATES Payment as low as $1 491mo o,c 701-652-1631 ................................. Company. The first fire policy was issued June 10, 1889 to Ole H. Rinde. In 1890, the first claim was paid to T.H. Rinde for loss of a calf killed by lightning. In searching the records, I discovered that my Great- grandfather, Nils A Kjos, pur- chased policy #30 in 1889. He purchased $ 2000 coverage for 8 dollars. Coincidentally, I pay the same rate today on some of my farm coverage (4 dollars/thousand coverage.) Some things change throughout history, but some things stay the same. In Sec 14 of the original by- laws, I read that the Company IS NOT LIABLE for a fire originating from ashes and embers after the same has been taken out of the stove, or from fire originating from steam threshing machines while on premise, nor fire originating from a summer kitchen which is not en- closed on all side.I Thisfrom a fire Insurance company. In the 125 years, the company has had about 82 different Direc- tors. Their terms of service have ranged from 1 year to 42 years. Only 6 directors have served for more than 30 years. Our very own Allen Ruzicka was first elected in 1977, and has served 37 years and counting. In the 125 years, we have had only 9 people serve as Secre- tary/Treasurer. Terms of service has varied from 1 year in the early his- tory to Eugene Loftsgard's 31 years. Our very own Eugene Bossert has served since 1985 and has served 29 years and counting. Our Office staffmain stay is Son- ja Bylin, She was hired in 1983 and has served for 31 years and count- ing. Thanks for your service to Dundee Mutual. According to the Centennial statement, three generations of three Walsh County pioneer fami- lies had served in various capaci- ties over the span of over 100 years, in the direction and man- agement of the company. The Loftsgard family, Ole T 1909- 1924, Theo 1944-1969, and Eugene Photo: Submitted Above: Dundee board and employees (L to R) Doug Davis, Melanie Pecka, Luther Meberg, Larry Gell- ner, Allyn Ruzicka, Sonja Bylin, Eugene Bossed, Dennis Skorheim Jr. 1969-1990.The Walker family, An- drew H. 1899-1920, Tom Walker 1937-1976 and Kenneth 1982- 1997 And the Bemtson family, Nils 1902-1918, George 1919-1961 and Luther 1962-1981. EVENTS OF INTEREST 1903 First million dollars of insurance risks attained. 1910 First and only assessment. Taken for the purpose of strength- ening the reserve of the company. 1945 Limits of single risks in- creased, fire reinsurance obtained to protect the company against ex- cessive heavy losses. 1950 With almost ten million dollars of insurance in force, the claims for the year amounted to only $877. 1958 Approval of combined fire and windstorm policy. Territo- rial limits expanded to include Ramsey County. 1959 Home office moved to Park River. Originally in Dundee twp, moved to Hoople, to Park Riv- er, back to Hoople, and finally, back to Park River. 1960 First windstorm reinsur- ance contract secured. 1964 75th $ 27,244,000 insur- ance in force. $700,989 Premium income. 1977 New office building com- pleted and occupied. 1980 Largest loss in company history - Friday June 13th Hail- storm- over 800 losses- 1.3 million dollars 1987 Expanded territorial limits to 15 Counties. 1989 Dundee Mutual Ins. Co. Centennial year. $ 189,320,000 insurance in force. $ 797,956 Pre- mium income. 1993 Board reduced members from nine to seven over the next two years. 1998 New largest loss, claims of $1,537,000 (Reinsurance recov- ery of $959,000). Four losses over IOL of 100,000. An April blizzard and two hailstorms. 1999 State Association recog- nized Eugene Bossert as Mutual Person of the Year, for his legisla- tive work. 2004 Board reduced members from seven to five. 2005 State Law allows County Mutual's in 30 Counties. Dundee moves up to 28. 2010 and 2012 Grinnell Mutu- al presents Dundee the Presidents Club Award as one of the ten best run Mutual in their nine state cov- erage. 2013 $333,326,485 Insurance in force. Premium income $1,297,19 I. Any success that Dundee has had in the past was made possible only because of the loyalty and co- operation of the policy holders and careful conscientious man- agement of the past and present of- rice staff, agents and directors. We give the majority of the thanks for Dundee's success to the policy holders. In the 75th anniversary pamphlet, it says "Neighbors work- ing together for community secu- rity". We hope to live up to that statement today and in the future. Editor's Note: Meberg, from Park River, presented this text as a speech at Dundee Mutual's 125 pol- icyholder annual meeting held on March 25, 2014. Your ad re! Call 284,6333 today tot rates, ii 2014 Walsh County Road Restrictions Starting April 7, 2014 7:00 a.m. The following Road Restrictions will apply: All Gravel County Roads will be UNRESTRICTED. The following roads will carry a "t Ton Rtriqtion" IClass A): County Road #22 from State Highway #17 to a point 1 mile north of Fairdale County Road County Road County Road County Road County Road County Road County Road County Road County Road #19 from State Highway #32 to State Highway #18 #19 from Forest River to State Highway #81 #15 from Lankin to County Road #12B #15 from Pisek to State Highway #18 #15 from County Road #6 to State Highway #81 #15A from State Highway #81 to County Road #15 #14 from County Road 19Ato Nelson County Line #10 (Pavement Only) North of Grafton #9 from Nash east to Highway #81 The following roads will carry a "7 Ton Restriction" (Class #1): County Road #8 from Veseleyville to County Road #15 County Road #9 from State Highway #18 east to Nash County Road #9 from State Highway #81 east to County Road #4 County Road #15 from Minto east to Interstate #29 County Road #15 from State Highway 18 to County Road #6 The following roads will carry a " Ton Restriction" (Class #2): County Road #4 from State Highway #17 north to Cashel County Road #9 from State Highway #18 west to Edinburg County County County Road County Road County Road County Road County Road County Road County Road County Road County Road County Road Road #9 from Edinburg west 11 miles to County Road #16 Road #9 from Fairdale west to the Ramsey County Line #11 from State Highway #18 east 1 mile #12 from Park River north to the Pembina County Line #12A from Pisek north to State Highway #17 #12B from Fordville south to the Grand Forks County Line #12B from Fordville north to County Road #15 #14 from Lankin to County Road #19A #16 from Adams north to County Road #9 #15 from the Ramsey County Line east to Lankin #15 from County Road #12B east to Pisek #19 from Ardoch east to Interstate #29 The following roads will be posted "NO TRUCKS ALLOWED": County Road #1A from State Highway #18 west 1 mile Class By Legal Weight ! (No Change) Single Axle (1 axle) Tandem Axle (2 axle Group) 3 Axle Group or more (per axle) Max Axle Group Gross Vehicle Weight 20,000 Ibs 34,000 Ibs 17,000 Ibs 48,000 Ibs 105,500 Ibs 8 Ton (Class A) 16,000 Ibs 32,000 Ibs 14,000 Ibs 42,000 Ibs 105,500 Ibs 7 Ton (#1) 14,000 Ibs 28,000 Ibs 12,000 Ibs 36,000 Ibs 105,500 Ibs 80,000 Ibs 6 Ton (#2) 12,000 Ibs 5 Ton (New) 10,000 Ibs 24,000 Ibs 10,000 Ibs 30,000 Ibs 20,000 Ibs 10,000 Ibs 30,000 Ibs 80,000 Ibs 8 Ton Restriction (Class A): Single axle 16,000 pounds, tandem axle not to exceed 32,000 pounds, tri-axle not to exceed 42,000 pounds. Total gross weight not to exceed 105,500 pounds. 7 Ton Restriction (Class #1): Single axle 14,000 pounds, tandem axle not to exceed 28,000 pounds, tri-axle not to exceed 36,000 pounds. Total gross weight not to exceed 105,500 pounds. 6 Ton Rgtriction (Class #2): Single axle 12,000 pounds, tandem axle not to exceed 24,000 pounds, tri-axle not to exceed 30,000 pounds. Total gross weight not to exceed 80,000 pounds. 5 Ton Rgstriction (New): Single axle 10,000 pounds, tandem axle not to exceed 20,000 pounds, tri- axle not to exceed 30,000 pounds. Total gross weight not to exceed 80,000 pounds.