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Walsh County Press
Park River , North Dakota
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March 7, 2018     Walsh County Press
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March 7, 2018
 

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THE WALSH COUNTY PRESS WEDNESDAY, MARCH 7, 2018 Page 3 j ph 'We not ust a armacy Locally owned and, operated, Grafton Drug features a unique selection of giftware, puzzles, candy, kitchen items, cards, and more. Gift wrap with purchase. Gift cards also available. Walsh County Spotlight The merchants below are proud to announce: Hillcrest Golf Course in Park River will be having a Pancake Breakfast Fundraiser on Sunda) March II from 10:00 am - I:00 pm at the Park RiverArea School. Some SilentAuction items include Custom made "Sioux" and "Aggies" Metal Fire Rings, UND ChampionsClub Hockey Package along with other great items to bid on. FreeWill Donation meal, come and support this great cause! Interested in becoming a spotlight sponsor? Contact the Press at 701-284-6333 Park River Samaritan 301 County Road 12B S<,cic 284-7115 "AUTO PARTS. Park River Implement 284-6316 F IRST UNITED Bank & Insurance Park River ~ 284-7244 Adams ~ 944-2231 Grafton ~ 352-3668 Michiclan ~ 259-2112 HoopTe ~ 894-6123 Crystal ~ 657-2168 110 4th St. E Park River limps Super Yalu 101 3rd St. W Park River For all your dinner needs! ELECTRIC LTD. 65 Years of exceptional service - with many third generation customers. Experienced, well trained and knowledgable staff that live in your communities. Providing Quality Electrical Services to: Farms Agricultural Plants Schools Water Plants Homes Cities Hospitals Just about anything else that needs wiring tk-rving northeastern North Dakota and northwestern Minncsota Call us at 701-284-7433 sAMSON, the strongest name in the industry! -Walsh County Veterans Service Office Brain Injury Awareness and the Flu First off, I would like to thank my area veterans for their patience when I was out for a week last month with the flu. It doesn't happen often, but sometimes a person gets sick. I do want to apologize for any inconven-' ience my absence may have caused. Additionally, I wanted to give my readers a heads up: I will be out of the office March 19-22 for my bi-annual spring training in Bismarck. If you have a question or would like to set up an appointment, and I'm out of the office, please feel free to call the office cell phone 701-331-1700 at any time. My schedule and contact information can also be found on Facebook @WalshCountyVeterans and on the Walsh County Calendar at http://www.walshcountynd.com. Each March, the Brain Injury Association of America leads the nation in observing Brain Injury Awareness Month by conducting an awareness ca l aignlaimed at educating the general public about the incidence of brain injury and the needs of people with brain injuries and their families. The Centers for Disease Control and Prevention (CDC) defines con- cussion as a traumatic brain injury (TBI) caused by a bump, blow, or jolt to the head or by a hit to the body that causes the head and brain to move rapidly back and forth. This sudden movement can cause the brain to bounce around or twist in the skull, stretching and damaging brain cells and creating chemical changes in the brain. The conflicts in Afghanistan and Iraq (OEF/OIF) have resulted in in- creased numbers of Veterans who have TBI. The main causes of TBI in OEF/OIF Veterans are blasts, motor vehicle accidents, and gunshot wounds. The Department of Defense and the Defense and Veteran's Brain Injury Center estimate that 22% of all OEF/OIF combat wounds are brain injuries. This is Compared to TBI in 12% of combat wounds that occurred in Vietnam. Veterans seem to have symptoms for longer than civilians. Some stud- ies show most will still have symptoms 18-24 months after the TBI. Also, many Veterans have more than one medical problem, including: PTSD, chronic pain, or substance abuse. From 60-80% of service members who are hurt in other ways by a blast may have a TBI. These other problems make it harder to get better from any single problem. Veterans should re- member, though, that their TBI symptoms are likely to last only a limited time. With proper treatment and healthy behaviors, they are likely to im- prove. For more information on TB! or Brain Injury Awareness, please visit https:Nwww.biausa.org/ Thank you for your service. Katrina Hodny, Veteran Service Officer Admin Bldg 638 Cooper Ave, Suite 5 Grafton, ND 58237 701-352-5030 or 701-331-1700 walshcountyvso@nd.gov walshcountynd.com/vetemn Facebook @WalshCountyVeterans By Jim Miller i Dear Savvy Senior, i I have a life insurancepolicy that I've been paying onforyears that' fireally don't need anyqonger, t've been thinking about letting it lapse, but I've heard that I can actually sell it for a nice payout. What can you tell me about this? Interested In Selling Dear Interested, Selling a life insurance policy, even a term life policy that you don't want or need any longer - a transaction known as a "life settlement" - has become a popular option among retirees in recent years that could use some extra cash. Here's how it works. A life settlement is the sale of an existing life insurance policy to a third party company for cash. Life settlements are typically best suited for people over age 65 who own a policy with a face value of $100,000 or more or someone younger who has experienced a significant change in health. Historically, if an owner of a life insurance policy decided they no longer needed it, they would either let the policy lapse or turn it in for a mea- ger cash surrender value. But now, with the life settlement option, you can actually sell your policy for more than the cash surrender value would be, but less than its net death benefit. Once you sell it, the life settlement company then becomes the new owner of the policy, pays the future premiums and collects the death ben- efit. How much money you can expect to get with a life settlement will depend on your age, health and life expectancy, the type of insurance pol- icy, the premium costs and the cash value of your policy. You may be able to receive four to eight times more than the policy cash surrender value. If you're interested in a life settlement here are some things you should know: Shop around: Because payout can vary, to ensure you get the best price for your policy get quotes from several companies. Also, find out what broker and transaction fees you'll be required to pay. Coventry, the na- tion's first and largest provider of life settlements, offers some of the high- est cash payouts for life insurance policies. To get started, visit Coven- tryDirect.com or call 888-858-9344. To search for other providers or bro- kers, the Life Insurance Settlement Association provides a directory at LISA.org. Be prudent: Life settlements are regulated in most states. Find out from your state insurance commissioner (see NAIC.org for contact informa- tion) if the life settlement company you're interested in is properly li- censed. Protect your privacy: When you sell your life insurance policy, you will have to sign a waiver authorizing the release of medical and other personal information so that the buyer can determine how much to of- fer for your policy. Before accepting any offer, make sure that the com- pany has procedures in place to protect the confidentiality of your in- formation. Understand the tax implications: The Tax Cuts and Jobs Act recent- ly updated the tax treatment of a life settlement to be treated the same as the surrender of a policy back to the insurance company. This can be Senior Savvy Cont. page 4 Rural Fire Protection District Wednesday, March 14th at 7:30 pm Park River Fire Hall The Park River Area School District's Long-Term Plan- is available upon request at the high school office, 605 5th St W, Park I I do for your yields SUNSHINE KIDS CENTER ANNUAL FUNDRAISER Spring Carnival & Egg Hunt, Fair and Bake Sale Y.j le Easter Bunny! March 17, 2018 River High School Gym Supplemental Funds pcovided by Thdvent Sunshine Kids Center is a 501(c)3 organization, More info: Sarah {701) 361-7438 10 a.m.-12 p.m, W.t0oor. Egg Hunt for children through 2nd Grade Egg Hunt begins 11:00am, Fun Pdzesl Entry $3/ hlld, discounts for multiples Carnival games ar~ soldsepatatelv, Four, bicycles will be glven~wa 1. Fun for the whole famllyl. I I I IIII II III III IIII IIII I II I III II II IIII III I I 12 $400 Walm Card with 12 month Lease $200 Walm Card with 9 month Lease I Bedroom Apartment - $32[ ,0 Iom Apartment- ties Paid Ground ,Facility Non Smokin dl Katie @ 701-331-2939 So Much So Closet. Pembina County Memorial Hospital Wedgewood Manor Sign on BONUS CNAs and LPNs We are currently in need of the following positions: Pembina County Wedgewood Manor Memorial Hospital CNAs Flex time CNA, Part time Activities aide LPN & RN Flex time LPN & RN Flex time Housekeeper GREAT BENEFIT PA CKA GE! Apply online: www.cavalierhospital.com or contact Human Resources at 701-265-6308 for more information. Pemhina Countl, Memorial ttospital Wedgewood Manor Your Professional Prescription Service We offer Mail-Out Prescriptions. Delivery Service. Blood Pressure Screening. Photo Kiosk. 10% off St. Citizen Discount, Zoovio Video Dealer. Gifts, Hallmark Cards- Drive-up Window Ye Olde Medicine Center Park River. 701-284-7676 Drayton Drug Drayton. 701-454-3831